Experience high-end living in this beautifully renovated 3-bedroom, 2 full and 2 half-bathroom townhome in the heart of St. Matthews. Every inch of this home has been thoughtfully updated to combine timeless design with modern convenience. Step inside to find brand-new hardwood flooring throughout the first and second floors, creating a seamless flow between the formal sitting room, formal dining room, and living room. The kitchen has been completely reimagined with quartz countertops, matching backsplash, new appliances, a sleek range hood, and an open layout after the half wall to the living room was removed. The primary suite is a true retreat, featuring an enlarged walk-in closet, a custom board and batten accent wall with reading lights, and new flooring throughout. The primary bathroom continues the elegance of the primary ensuite with all new tile, walk-in shower, custom vanity with quartz countertops, an anti-fog lighted vanity mirror, and Toto toilet. The living room centers around a custom-built fireplace mantle with board and batten accents, adding character and warmth. The updated hall bath and two additional bedrooms continue the home's modern, cohesive design. The partially finished walkout basement offers flexible space for storage or hobbies, and the oversized two-car attached garage provides convenience. Outdoor living is just as appealing with an upper deck overlooking the backyard and pond no neighboring units in view, offering privacy and peaceful scenery. This townhome truly blends thoughtful craftsmanship, functional upgrades, and a prime St. Matthews location.

Welcome to Yacht Club Estates. This stunning 3 bedroom, 3 bathroom home offers the perfect blend of everyday comfort and vacation-style living, all with breathtaking views of the Ohio River, and best of all, it's not in a flood zone so no flood insurance is required. Step inside to find thoughtful updates throughout, including all new kitchen appliances (2024), a new higher-end Speed Queen washer and dryer, a new roof (July 2025), and a beautifully refreshed laundry room with a granite sink, new cabinets, and added functionality. The home also features a new shower enclosure (June 2025) and a recently upgraded garage door and opener (2022). The basement includes an unfinished section already plumbed for a bathroom, giving you plenty of opportunity to expand. Outside, you'll enjoy a fenced in yard, perfect for pets (no restrictions) and a lifestyle that feels like a private retreat. HOA dues of just $150/month include weekly yard mowing, seasonal landscaping, and trash pickup for easy, low-maintenance living. For boating enthusiasts, the neighborhood marina offers convenient boat storage, a floating snack and drink bar, and food trucks in the summer, making it feel like a riverfront getaway every day. All of this, plus the home is located in the award-winning North Oldham County school district, with bus pickup right in view. You'll also be just minutes from shopping, restaurants, River Road, the Gene Snyder (265), and the brand new Goshen Oldham Public Library. Don't miss your chance to experience vacation living year-round in one of Prospect's most desirable riverfront communities!